Refinance Documents Checklist

Below is the list of documents you need to apply for Purchase loan:


Refinance Loan Timeframe.·

- Up to 4 weeks

Refinance Loan Closing costs.

- Closing costs range between 1 and 4 % of loan amount
- No cost option is available.

Documents needed for Refinance Loan.

- W-2 for the previous 2 years
- Paystubs covering 30 days period
- 2 most recent bank statements on all depository accounts
- Homeowners' insurance information (agent's name and phone number or Insurance Declarations page)


+ Self Employed Borrowers only:

-Personal tax returns for the previous 2 years
-Business tax returns for the previous 2 years
- Business Licenses covering a 2 year period
- Year-to-date profit and loss statement (P&L)

+ If Applicable:

- Final divorce decree
- Proof of child support receipt and continuance
- Full bankruptcy filing
- Bankruptcy discharge
- Copy of a Green Card
- Copy of SSN card
- Disability Award Letter
- SSI Award Letters
- Pension Award and Continuance Letters

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Nexa Mortgage NMLS# 1660690
Nicholas Kruger NMLS# 1323748
Mitch Kruger NMLS# 331613
Andrew Opdahl
NMLS Consumer Access